1 Overview
KreditXpense is a personal expense tracking and bookkeeping application currently under development. This Privacy Policy explains what information we collect, how we use it, and how we protect it.
By using KreditXpense, you agree to the practices described in this policy.
2 What We Do NOT Access
All financial data in KreditXpense is entered manually by you. We do not read it from any external source.
3 Information We Collect
3.1 Information You Provide
- Account details: Your name and phone number when you register.
- Transaction records: Expense entries and credit transactions you manually add ๏ฟฝ amounts, categories, dates, and notes.
- Contact names: Names of people you add to your credit ledger.
3.2 Information Collected Automatically
- Usage data: Pages you visit, features you use, and time spent in the app.
- Device information: Browser type, operating system, and screen size.
- Log data: IP address, access times, and error logs.
We do not collect sensitive financial data such as bank account numbers, card details, or transaction data from financial institutions.
4 How We Use Your Information
- To provide and operate the KreditXpense application.
- To display your expense summaries and credit records.
- To keep your account secure.
- To improve the app based on usage patterns (using anonymised data).
- To respond to your support requests.
We do not sell your data, use it for advertising, or share it with third parties for marketing purposes.
5 Information Sharing
We do not sell or rent your personal data.
6 Data Security
We use industry-standard security practices including HTTPS encryption and secure data storage to protect your information. However, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.
7 Your Rights
You have the right to:
- Access the personal data we hold about you.
- Correct inaccurate or incomplete data.
- Request deletion of your account and all associated data.
- Withdraw consent for any optional data processing at any time.
To exercise any of these rights, contact us at support@kreditxpense.com.
8 Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of KreditXpense after changes are posted means you accept the updated policy.
9 Contact Us
If you have any questions about this Privacy Policy, please contact us: